Your Trusted Winnipeg and Manitoba Mortgage Broker
Markets Served: Manitoba
Helping home buyers and homeowners across Winnipeg, St. James, River Heights, St. Vital, and surrounding Manitoba communities with clear advice, competitive rates, and fast approvals. We shop multiple lenders, you get a mortgage tailored to your goals.
My Name is Shirl Funk.
I started my financial career on September 11,2001 with Franklin Templeton Investments. In 2009 I began my career in the mortgage industry. I worked for two mortgage brokerages over the first few years before making the move to The Mortgage Centre where I stayed for a period of five years building great contacts and wonderful friendships.
In 2017 I decided to branch out on my own and took the Mortgage Broker Course and launched Shirl Funk Mortgages Powered by The Mortgage Centre.
Along with offering the best mortgage products to all of my clients I offer thorough services covering every important detail in each one of my exceptionally satisfied clients mortgage transactions.
Featured in https://www.bestinwinnipeg.com
On a personal level I married my soul mate, Glenn Bergen in 2016. Together we have six children and 12 grandchildren that we have brought together to form into one wonderful family. The foundation of what we have is a driving force of what continues to motivate me to ensure I do everything possible to assist my clients to achieve their goals and dreams
Services include: Home Loans | Debt Consolidation | 2nd Mortgages | Private Mortgages | Commercial Mortgages | New Construction Financing | Home Improvement Loans | Lines of Credit
Serving across Winnipeg, Steinbach, Brandon, Portage la Prairie, Beausejour, Niverville, Winkler, Powerview-Pine Falls, Saint Malo, Morris, Carman, Altona, Arborg, Stonewall, Selkirk, Oakbank, Ste. Anne, La Broquerie, Grunthal, Gimli, and all over Manitoba.
Mortgage Services We Offer in Winnipeg and across Manitoba
Explore our core services, then choose the path that matches your next step. Each service page includes simple checklists, timelines, and required documents.
Why Winnipeg Homeowners Choose Our Team
- Depth of experience, 15+ years helping Manitobans navigate purchases, renewals, and refinances
- Market coverage, access to multiple banks, monoline lenders, and credit unions for competitive options
- Local insight, guidance grounded in Winnipeg neighborhoods and Manitoba lending policies
- Transparent process, rate options explained in plain language so you can decide with confidence
- Responsive support, fast communication from pre-approval to closing
We follow a documented process, from needs analysis to lender matching and closing support, so there are no surprises.
Proudly Serving Winnipeg and Surrounding Communities
Winnipeg, St. James, Charleswood, River Heights, St. Vital, Transcona, Fort Garry, East Kildonan, West Kildonan, Fort Richmond, and communities across Manitoba.
Office: 630 St. Mary's Road, Winnipeg, Manitoba, R2M 3L9 | Phone: 204-479-4316
Our 3 Step Mortgage Process
- Step 1, Quick Discovery, a short call to understand goals, budget, and timing
- Step 2, Options and Rate, we shop multiple lenders and present your best fit, including costs and timelines
- Step 3, Approval and Close, we finalize documents and coordinate with your realtor and lawyer
Winnipeg Mortgage Broker FAQs
- How does a mortgage broker in Winnipeg help me
We compare multiple lenders to target the right mix of rate, term, and flexibility for your situation, this saves time and can reduce total borrowing cost. - Is a bank or a broker better for Manitoba mortgages
Banks offer their own products, brokers access many lenders, this widens your options and can improve fit when your income or down payment is unique. - Do mortgage brokers in Winnipeg charge fees
In most standard cases the lender compensates us, if a fee applies for complex or private deals we explain it upfront. - Can I get a fast pre-approval online
Yes, start your Winnipeg pre-approval and we will confirm documents and timelines quickly. - What documents will I need
Government ID, income verification, down payment proof, recent statements, a full list is provided at the start to keep things simple.
What Clients Say
Real feedback from Winnipeg homeowners who worked with our team.
- “Clear guidance and a great rate, pre-approval to keys was smooth.”
- “They explained every step and found options my bank did not offer.”
- “Fast responses, no surprises, highly recommend.”
Ready to Explore Your Best Mortgage Options
Tell us about your goals, we will bring back the most competitive options available in Winnipeg right now.
Book a Free Consultation